Property in central Portugal

Property Transfer Process in Portugal: A Complete Guide

Secure Property Transactions with Professional Support

At ProDirecta, we ensure fully compliant property transfers through meticulous documentation checks and legal oversight. Our experts guide you through every step for complete transaction security.

Key Stages of Property Transfer

1. Documentation Verification

We conduct thorough due diligence by checking records at:

Land Registry (Conservatória do Registo Predial) – Verify ownership and encumbrances
Tax Authority (Finanças) – Confirm fiscal status and cadastral details
Local Municipality – Validate urban licenses and compliance

2. Promissory Contract (CPCV)

Legally binding agreement securing the transaction
Typically includes 10-30% deposit
Establishes completion timeline (usually 30-90 days)
Specifies conditions for contract termination

3. Pre-Deed Requirements

IMT Tax Payment: Calculated based on property value (must be paid before signing)
Technical File: Mandatory for residential properties (DL 68/2004)
Energy Certificate: Required for final deed since 2015 (seller’s responsibility)
Provisional Registration: Recommended for mortgage financing

Finalizing the Transaction

4. Notarial Deed Execution

Formal transfer before a notary (required by Art. 875 Civil Code)
Required documents:
- Valid IDs of all parties
- Updated property certificates
- Proof of IMT and stamp duty payment
- Mortgage documents (if applicable)

5. Post-Deed Obligations

Registration: Must be filed within 60 days at:
- Land Registry (final ownership registration)
- Tax Authority (cadastral update)
Stamp Duty: 0.8% of purchase value (paid after deed signing)

Why Choose ProDirecta?

✔ Full due diligence on all property documentation
✔ IMT optimization strategies
✔ Notary coordination for seamless signing
✔ Post-sale registration handling
✔ Multilingual support for international buyers

Ensure a smooth property transfer – [Contact our legal team today]